Banking
Global USD accounts, cards and transfers for your everyday money and business operations.
Explore accounts →The stablecoin-first neobankBanking and payments.
Banking and payments.
For you, your business
and your AI agents.
Global USD accounts, Visa debit cards, customer payments, local-currency bank payouts, variable yield with Earn and AI shopping with your approval. One place to hold, grow, move and use your money.
Account and card access depends on your location, eligibility and the applicable provider terms.
ACCOUNT OVERVIEWYour money, in view.
Total balance · USD$24,890.40
Customer paymentBank transfer received
+$820.00Supplier paymentPayment completed
−$240.00AccountsPaymentsCards
Sample data
What we do01 / ACCOUNTS 02 / PAYMENTS 03 / AGENTIC COMMERCE
Three essentials. One RT.APP.
Accounts, payments and agentic commerce, connected around the way you use money.
Get paid
Accept customer payments by card, bank transfer and USDC, with dedicated NFT checkout.
Explore payments →Let your AI pay
Your AI finds it, you approve the store and amount, and RT pays with a one-time card or USDC.
Explore AI Shopping →AI ShoppingEarly access
Let your AI shop.
You approve every purchase.
Your AI finds the item. You approve the exact store and amount. RT pays with a one-time card or USDC, and your AI never sees your card number.
Claude
ChatGPT
Perplexity
Gemini
Grok
Muse by Meta+ Bring your own AIHow it works · 5 stepsSet up once in two steps. After that, every purchase is steps 3 to 5.
Step 1
ClaudeConnected
ChatGPT
Perplexity
GeminiGrok
Muse by MetaNot yet
Connect the AI app you already use.
ClaudeConnectedChatGPTPerplexityGeminiGrokMuse by MetaNot yetBring your own AI
You can connect more than one AI. Some AI apps need a paid plan. Coding tools can connect too.
Sample demo. No money moves. Store names and amounts are examples.
Works at any online store that takes cards or USDC. We can’t connect RT to Muse yet. Use another AI app for now. Some AI apps need a paid plan to connect. Coding tools such as Codex, Claude Code, Cursor and VS Code can connect too.
Global transfers31 currencies
Your dollars.
Their local bank.
Send money to bank accounts in 31 currencies worldwide, straight from your RT balance. Pay suppliers, contractors, family and friends. They receive local currency in the bank account they already have.
No crypto wallet for the recipient. No separate transfer app for you. Manage the payment from the same place you receive and hold your dollars.
- Start with your RT USD account
- Review the exchange rate, fees and recipient amount
- Send to their existing local bank account
Available routes, currencies, fees and delivery times depend on your location, recipient and provider terms. EUR reaches all 36 SEPA countries. COP, UYU and DOP are business-to-business only for now. CHF is for personal senders only.
Your business · France
YOUR USD ACCOUNTOne RT balance.USD
SUPPLIER RECEIVESAUDIn their bank account
Across borders. Into their bank.
31currencies in 6 regionsFees and exchange rate shown before you send
Americas 8
CADMXNBRLCLPCOPUYUDOPHNL
Europe 6
EURGBPCHFDKKNOKTRY
Asia 9
INRPHPPKRBDTCNYIDRMYRTHBVND
Middle East 2
AEDSAR
Africa 5
GHSKESNGNRWFZAR
Oceania 1
AUD
EarnComing soon
Give your balance
more purpose.
Put eligible USDC to work with Earn. Choose your allocation and track variable returns alongside the money you use every day.
Keep a balance for payments and spending. Allocate eligible funds to Earn from the same RT experience.
- You choose how much to allocate
- Review the strategy, yield, fees and withdrawal terms
- See your Earn allocation alongside your account
Yield is variable and not guaranteed. Fees reduce returns. Capital is at risk and value can fall. Withdrawal terms depend on the strategy.
YOUR ALLOCATION$10,000.00One view of your money.
Earn allocation80%You set the amount
Allocated to Earn$8,000.00
Kept for spending$2,000.00
Your allocation. Your choice.
Inside RT.APP
Illustration · sample dataYour account, payments and activity together.
Illustration · sample data
Built around youPERSONAL · FREE
BUSINESS
Personal or business. Your choice.
Choose the experience that fits you. Give your AI agents permission to help when you need it.
Your money, your control.
Hold digital dollars, move money and use cards. Set the boundaries for an AI agent to shop on your behalf.
Explore Personal →Your money, at work.
Receive customer payments, manage business funds and pay suppliers. Give people and agents spending permissions.
Explore Business →$0/month
Business pricing: Starter $0/mo · Growth $499/mo · Scale custom
Pricing
Simple plans that scale with your business.
Start with a serious operating account and upgrade as volume, cards, and checkout needs scale. No hidden FX games on stablecoin settlement.
Starter
For businesses getting set up with real-time money movement.
$0/mo
- ✓ Business & stablecoin account
- ✓ Bank-transfer checkout
- ✓ 2 virtual cards
- ✓ 30 free standard ACH transfers/month
- ✓ Free rtUSD ↔ USDC conversion
Growth
PopularFor scaling teams with multiple checkout methods.
$499/mo
- ✓ Everything in Starter
- ✓ Online, card & NFT checkout
- ✓ Unlimited cards & spend controls
- ✓ Business reporting & analytics
- ✓ Bank-transfer options and spending controls
Scale
For high-volume platforms.
Custom
- ✓ Everything in Growth
- ✓ Volume settlement pricing
- ✓ Dedicated routing & risk tuning
- ✓ Priority support & SLAs
A second perspective
Opens your selected AI service. For Gemini, Meta AI and Copilot, we copy the question so you can paste it.Ask your AI about RT.
Ask how RT accounts, AI Shopping and Global transfers work.
