The stablecoin-first neobank

Banking and payments.
For you, your business
and your AI agents.

Global USD accounts, customer payments and controlled AI spending. One place to hold, move and use your money.

For you For your business

Account and card access depends on your location, eligibility and the applicable provider terms.

ACCOUNT OVERVIEW

Your money, in view.

Total balance · USD$24,890.40

Customer paymentBank transfer received

+$820.00

Supplier paymentPayment completed

−$240.00

AccountsPaymentsCards

Sample data

What we do

Three essentials. One RT.APP.

Accounts, payments and agentic commerce, connected around the way you use money.

01 / ACCOUNTS

Banking

Global USD accounts, cards and transfers for your everyday money and business operations.

Explore accounts →

02 / PAYMENTS

Get paid

Accept customer payments by card, bank transfer and USDC, with dedicated NFT checkout.

Explore payments →

03 / AGENTIC COMMERCE

Let your AI pay

Let AI buy within your permissions using single-use Visa debit cards or direct USDC, with optional x402.

Explore agentic commerce →

Inside RT.APP

Your account, payments and activity together.

Tap to enlarge · Sample data

RT home workspace with sample account and transaction data

Built around you

Personal or business. Your choice.

Choose the experience that fits you. Give your AI agents permission to help when you need it.

PERSONAL · FREE

Your money, your control.

Hold digital dollars, move money and use cards. Set the boundaries for an AI agent to shop on your behalf.

Explore Personal →

BUSINESS

Your money, at work.

Receive customer payments, manage business funds and pay suppliers. Give people and agents spending permissions.

Explore Business →

Personal

Free. No monthly subscription.

Explore your personal account →

$0/month

Business pricing: Starter $99/mo · Growth $499/mo · Scale custom

Pricing

Simple plans that scale with your business.

Start with a serious operating account and upgrade as volume, cards, and checkout needs scale. No hidden FX games on stablecoin settlement.

Starter

For businesses getting set up with real-time money movement.

$99/mo

✓ Business & stablecoin account
✓ Bank-transfer checkout
✓ 2 virtual cards
✓ 30 free standard ACH transfers/month
✓ Free rtUSD ↔ USDC conversion

Get started

Growth

Popular

For scaling teams with multiple checkout methods.

$499/mo

✓ Everything in Starter
✓ Online, card & NFT checkout
✓ Unlimited cards & spend controls
✓ Business reporting & analytics
✓ RTP instant payouts available at 1%, $10 minimum