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Personal Business Earn Global Transfers Payments Agentic Commerce Developers Pricing
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The stablecoin-first neobank

Banking and payments.
For you, your business
and your AI agents.

Global USD accounts, Visa debit cards, customer payments, local-currency bank payouts, variable yield with Earn and controlled AI spending. One place to hold, grow, move and use your money.

For youFor your business

Account and card access depends on your location, eligibility and the applicable provider terms.

RT.APPACCOUNT OVERVIEW

Your money, in view.

Total balance · USD$24,890.40
Customer paymentBank transfer received
+$820.00
Supplier paymentPayment completed
−$240.00
AccountsPaymentsCards
Sample data
What we do

Three essentials. One RT.APP.

Accounts, payments and agentic commerce, connected around the way you use money.

01 / ACCOUNTS

Banking

Global USD accounts, cards and transfers for your everyday money and business operations.

Explore accounts →
02 / PAYMENTS

Get paid

Accept customer payments by card, bank transfer and USDC, with dedicated NFT checkout.

Explore payments →
03 / AGENTIC COMMERCE

Let your AI pay

Let AI buy within your permissions using single-use Visa debit cards or direct USDC, with optional x402.

Explore agentic commerce →
A little independence. On your terms.

Your wallet.
Their next move.

Give your AI agents an allowance, set the rules and keep control of every payment.

AI agent identity & permissions → rules → spending

Explore AI agent payments →
Global payoutsComing soon

Your dollars.
Their local bank.

Pay suppliers, contractors and people abroad from your RT balance. They receive local currency directly in their bank account.

No crypto wallet for the recipient. No separate transfer app for you. Manage the payment from the same place you receive and hold your dollars.

  • Start with your RT USD account
  • Review the exchange rate, fees and recipient amount
  • Send to their existing local bank account
Explore Global Payouts

Available routes, currencies, fees and delivery times depend on your location, recipient and provider terms.

France → United Kingdom · Example route
EarnComing soon

Give your balance
more purpose.

Put eligible USDC to work with Earn. Choose your allocation and track variable returns alongside the money you use every day.

Keep a balance for payments and spending. Allocate eligible funds to Earn from the same RT experience.

  • You choose how much to allocate
  • Review the strategy, yield, fees and withdrawal terms
  • See your Earn allocation alongside your account
Explore Earn

Yield is variable and not guaranteed. Fees reduce returns. Capital is at risk and value can fall. Withdrawal terms depend on the strategy.

Sample allocation · not a return forecast
Inside RT.APP

Your account, payments and activity together.

Tap to enlarge · Sample data
RT home workspace with sample account and transaction data
Built around you

Personal or business. Your choice.

Choose the experience that fits you. Give your AI agents permission to help when you need it.

PERSONAL · FREERT.APP Personal Visa Platinum card

Your money, your control.

Hold digital dollars, move money and use cards. Set the boundaries for an AI agent to shop on your behalf.

Explore Personal →
BUSINESSRT.APP Business Visa Corporate card

Your money, at work.

Receive customer payments, manage business funds and pay suppliers. Give people and agents spending permissions.

Explore Business →
Personal

Free. No monthly subscription.

Explore your personal account →
$0/month
Business pricing: Starter $0/mo · Growth $499/mo · Scale custom
Pricing

Simple plans that scale with your business.

Start with a serious operating account and upgrade as volume, cards, and checkout needs scale. No hidden FX games on stablecoin settlement.

Starter

For businesses getting set up with real-time money movement.

$0/mo
  • ✓ Business & stablecoin account
  • ✓ Bank-transfer checkout
  • ✓ 2 virtual cards
  • ✓ 30 free standard ACH transfers/month
  • ✓ Free rtUSD ↔ USDC conversion
Get started

Growth

Popular

For scaling teams with multiple checkout methods.

$499/mo
  • ✓ Everything in Starter
  • ✓ Online, card & NFT checkout
  • ✓ Unlimited cards & spend controls
  • ✓ Business reporting & analytics
  • ✓ Bank-transfer options and spending controls
Get started

Scale

For high-volume platforms.

Custom
  • ✓ Everything in Growth
  • ✓ Volume settlement pricing
  • ✓ Dedicated routing & risk tuning
  • ✓ Priority support & SLAs
Talk to us
A second perspective

Ask your AI about RT.

Explore our accounts, payments and agent spending controls.

Ask ChatGPTAsk ClaudeAsk Perplexity
Opens your selected AI service.