The stablecoin-first neobank

Banking and payments.
For you, your business
and your AI agents.

Global USD accounts, Visa cards, customer payments and controlled AI spending. Earn and local-currency bank payouts are coming soon.

For you For your business

Accounts & transfers Earn Coming soon Bank payouts Coming soon

Account and card access depends on your location, eligibility and the applicable provider terms.

ACCOUNT OVERVIEW

Your money, in view.

Total balance · USD$24,890.40

Customer paymentBank transfer received

+$820.00

Supplier paymentPayment completed

−$240.00

AccountsPaymentsCards

Sample data

What we do

Three essentials. One RT.APP.

Accounts, payments and agentic commerce, connected around the way you use money.

01 / ACCOUNTS

Banking

Global USD accounts, cards and transfers for your everyday money and business operations.

Explore accounts →

02 / PAYMENTS

Get paid

Accept customer payments by card, bank transfer and USDC, with dedicated NFT checkout.

Explore payments →

03 / AGENTIC COMMERCE

Let your AI pay

Let AI buy within your permissions using single-use Visa debit cards or direct USDC, with optional x402.

Explore agentic commerce →

Your everyday money. More possibilities.

Banking that moves with you.

Hold digital dollars, spend with Visa and send USDC to supported wallets. Local-currency bank payouts add another way to pay people and suppliers.

Global USD accounts

Manage USD and USDC, track available balances and keep your money in view.

Explore Personal →

Visa cards & controls

Personal and business cards, with spending limits and permissions that stay in your hands.

Explore cards →

Choose how you send

RT to RT: transfers between RT customers.
Bank transfers: external bank rails with their own fees, limits and delivery times.

Explore Business →

Account, card and transfer access is subject to eligibility, location and provider approval. Join the waitlist for banking access.

RT EarnComing soon

Give your digital dollars
a job.

Allocate eligible USDC to yield strategies through RT Earn, with a clear view of your allocation and earnings.

Join the waitlist →

Yield is variable and not guaranteed. Capital is at risk, and withdrawals depend on strategy liquidity. Strategy costs and any RT fee reduce returns and will be disclosed before you opt in.

Local-currency bank payoutsComing soon

Your dollars.
Their local bank account.

Send eligible USDC from your RT balance directly to a recipient’s existing bank account in EUR, GBP, INR, PHP or PKR. They receive local currency without handling USDC.

Join the waitlist →

Supported destinations and recipients depend on the payout route and eligibility. Fees, FX rates and delivery times vary. Review the quote before confirming a payout.

A little independence. On your terms.